Dr. Andre Lot is a Lecturer of Finance in the Discipline of Finance at the University of Sydney Business School, having joined in January 2024. Prior to this appointment, he served as a PhD Research Scholar in the Department of Finance at the Norwegian School of Economics (NHH), where he defended his PhD thesis titled "Individual and household financial retirement decisions" in September 2023. This work utilized experimental methods and national panel survey data to study retirement decision-making. Lot's academic background includes an MSc in Finance from Tilburg University obtained in 2017, a BSc in Business Administration from the University of São Paulo in 2009, and a visiting PhD scholarship at the University of Zurich from 2019 to 2020.

Lot's research centers on household finance, behavioral finance, experimental finance, and pension finance. A prominent publication is "Experimental Research on Retirement Decision-Making: Evidence from Replications," published in the Journal of Banking & Finance in 2023, co-authored with Kremena Bachmann, Xiaogeng Xu, and Thorsten Hens, which has received 18 citations on Google Scholar. This paper provides replication evidence on key factors in retirement choices. His job market paper, "Longevity Pessimism, Misinformation, and Pension Choice" (2022), examines the effects of longevity beliefs and misleading information on pension decisions and has been presented at conferences including the American Economic Association 2025 program. Additional projects under development include "Prudence and the demand for incentivized retirement investment accounts," addressing liquidity and precautionary savings motives; "Micro-longevity Risk Preferences and Pension Fund Contributions," focusing on intergenerational risk preferences; and research on daily heterogeneous mutual fund flow performance sensitivity and market turnover. Lot's scholarship has been disseminated via the Swiss Finance Institute Research Paper series, the Conference on Saving and Pension Finance in Europe, and seminars such as at UNSW Sydney. His early-career contributions are establishing his presence in experimental household finance research.

Professional Email: andre.lot@sydney.edu.au