Key Information
Duration
- Full-time
- 48 months
- 4 – 5 years
Start dates & application deadlines
- Starting August 2027
- Apply before Dec 2026
Language
English
Delivered
On Campus
Campus Location
- Singapore, Singapore
Disciplines
Finance
Overview
Examples of FinTech innovations include (mobile) payment solutions, cryptocurrency, smart contract, credit analytics, P2P lending and crowd-funding, robo-advisor, algorithmic trading, and various financial data analytics innovations.
Features
The NUS PhD (Digital Financial Technology) programme is jointly hosted by the National University of Singapore Graduate School for Integrative Sciences and Engineering (NGS) and the Asian Institute of Digital Finance (AIDF).
Programme Structure
Curriculum:
- Principles and Practice of Program Analysis
- Systems Security
- Formal Specification and Design Techniques
- Simulation and Modelling Techniques
- Text Processing on the Web
- Web Security
Academic requirements
GRE® Required — The GRE® General Test is a widely administered admissions test that measures the skills needed in today's graduate and business school programs worldwide. It contains three sections - Verbal Reasoning, Quantitative Reasoning, and Analytical Writing. Three scores are reported: a Verbal Reasoning score on a 130 - 170 score scale in one-point increments, a Quantitative Reasoning score on a 130 - 170 score scale in one-point increments, and an Analytical Writing score on a 0 - 6 score scale in half-point increments.
English requirements
We are not aware of any English requirements for this programme.
Other requirements
General requirements
- A bachelor degree in computing, finance, economics, engineering, science, mathematics, statistics, or business.
- Applicants must also submit GRE or GMAT scores (these scores are valid for 5 years from the test date).
- Test scores for the TOEFL (Test of English as a Foreign Language) or IELTS (International English Language Testing System) must be submitted for all international applicants except those whose undergraduate or graduate degrees are from NUS, NTU, SMU or SUTD, or from English-speaking countries such as Australia, Canada, Ireland, New Zealand, the United Kingdom, and the United States.
Tuition Fees
Tuition fees are shown in AUD and the most likely applicable fee is shown based on your nationality.
International
International tuition fees apply to students who are not citizens or permanent residents of the study country. In some regions, like the EU/EEA, or under certain agreements, students from partner countries may also pay domestic fees.
Non-residents: 44,750 AUD / year ≈ 40,300 SGD / year
Domestic
Tuition fee for the domestic students.
Citizens or residents: 42,085 AUD / year ≈ 37,900 SGD / year
Living costs
Singapore: 2,085-4,308 AUD / month. The living costs include the total expenses per month, covering accommodation, public transportation, utilities (electricity, internet), books and groceries.
Funding
Scholarships
Below you will find PhD's scholarship opportunities for Digital Financial Technology.
You are eligible to apply for these scholarships but a selection process will still be applied by the provider.
- GIC Scholarship — Provided by university, Grant: Various benefits, Deadline: Not specified, Need-based (National University of Singapore, Singapore, Singapore)
- Fulbright U.S. Student Program — Independent provider, Grant: Various benefits, Deadline: 07 Oct 2026 (U.S. government)
- ServiceScape Scholarship — Independent provider, Grant: 1000 USD, Deadline: 30 Nov 2026 (ServiceScape)
- ACES Scholarships — Independent provider, Grant: 3500 USD, Deadline: 15 Nov 2026 (ACES Education Fund)
- Erasmus+ - Grants for study mobility — Independent provider, Grant: Various benefits, Deadline: Not specified, Merit-based (OeAD, Austria's Agency for Education and Internationalisation)
- $1,500 Annual Video Contest Scholarship — Independent provider, Grant: 1000 USD, Deadline: 31 Oct 2026, Merit-based (IvyPanda)
- Voice Talent Online Scholarship — Independent provider, Grant: 1000 USD, Deadline: 01 Mar 2027 (Voice Talent Online)
- Dream Chaser Scholarship — Independent provider, Grant: 1000 USD, Deadline: 13 Jan 2027, Merit-based (Salvado Law)
- Scholarship for students with disabilities — Independent provider, Grant: 3000 USD, Deadline: 31 Dec 2026, Need-based (Anonymous Hope Fund)
- The Annual IELTS from 6 to 9 Scholarship — Independent provider, Grant: 1500 USD, Deadline: Not specified (IELTS from 6 to 9)
- Tobacco Harm Reduction Scholarship Programme — Independent provider, Grant: 12000 USD, Deadline: 11 Jan 2027 (The Tobacco Harm Reduction Scholarship Programme)

