Research Fellow in Business

University of Nottingham Ningbo China

Institution: University of Nottingham Ningbo China (UNNC) – Nottingham University Business School China

Reference Number: 184429

Location: Ningbo, China

Contract Type: Full-time, fixed-term, 2 years

Closing Date: January 11, 2026

Salary: 269,906 RMB per annum (pro-rata for part-time/short-term contracts)

Research Funding: RMB 50,000 available post-appointment

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Project Overview

• Title: Artificial Intelligence applications in banking system (credit risk)
• Objective: Develop a credit default forecasting system using:
  • Machine learning models (neural networks, XGBoost)
  • Age-period-cohort (APC) analysis
  • Stress testing
• Goal: Support banks and financial institutions in risk management and inform policy-making.
• Foundation: Non-linear survival models combined with machine learning (novel in credit risk modeling).

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Key Responsibilities

• Formulate research objectives and proposals (individual and team-based)
• Conduct data analysis and interpret findings
• Publish research and present at conferences
• Identify funding opportunities and assist with grant proposals
• Build internal and external collaborations

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Candidate Requirements

• PhD within 3 years in:
  • Machine Learning / Artificial Intelligence
  • Credit Risk Modeling
  • Operations Optimization Modeling
• Strong programming skills in Python (Pandas, Scikit-learn, PyTorch, Flask)
• Ability to apply research approaches creatively
• Excellent oral and written communication skills in English (Chinese is a plus)
• Ability to collaborate with internal and external partners

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Team Information

• Lead: Dr. Hang Zhou – Assistant Professor in Finance, UNNC
• Co-lead: Dr. Anthony Bellotti – Professor, Computer Science, UNNC
• Focused on machine learning applications in finance, credit risk, and empirical asset pricing

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Application Instructions

• Apply online via: https://jobs.nottingham.edu.cn/job/184429/
• Deadline: January 11, 2026
• Include:
  1. Cover letter
  2. CV (with academic and research achievements)
  3. Research proposal (aligned with the project summary)

Enquiries: Hang.Zhou@nottingham.edu.cn

Apply